Benefits Summaries

The 2022–23 employee benefit summaries reflect changes to Westminster employee benefit plans effective July 1, 2022.

Please reference the below Guide to Employee Benefits for more details:

Benefits Details

For questions about benefits eligibility, benefit premiums and payroll deductions, and enrollment and benefit changes (new hires, life events) email Human Resources, at humanresources@westminsteru.edu.

Westminster University has contracted with GBS Benefits to provide support directly to employees for any questions or concerns related to medical, dental, HSA, FSA, billing, plan coverage, and related issues. Feel free to reach out to the account management team directly with any questions about coverage, co-pays, deductibles, billing and EOB's, network providers, out-of-network claims, and more:

Mina Milicevic
Sr. HR Generalist Leaves and Benefits
mmilicevic@westminsteru.edu

You can change your benefit choices each year during Open Enrollment (please note that the next open enrollment will be held at the end of 2023). You can also make changes if you have a qualifying life event at any time throughout the plan year. Qualifying life events include:

  • The birth or adoption of a child
  • The death of a dependent
  • Marriage, divorce, annulment, or legal separation
  • The loss or gain of other coverage
  • A significant change in premiums or coverage of another plan

Benefit changes must be requested within 30 days of the date of the qualifying event. Supporting documentation may be required. To make changes or check your current benefit elections, log on to Employee Navigator.

Eligibility

Staff who are regularly scheduled to work 30 or more hours per week and faculty on an annual contract for 9 or more months (including the equivalent of 24 or more credit hours) are eligible for the university group dental plan.

Plans Offered

Westminster University offers 2 dental plans.

PPO R&C Classic MaxRewards Platinum Plan

Builds over time of tenure with university employment. The Platinum Plan offers greater benefit the longer a subscriber is enrolled at no additional cost.

Gold Co-Pay Plan

Offers preventative care covered in full and deep discounts for basic and major care.

Plan Details

Eligibility

Staff who are regularly scheduled to work 30 or more hours per week and faculty on an annual contract for 9 or more months (including the equivalent of 24 or more credit hours) are eligible to participate in a flexible spending account (FSA).

Details

A flexible spending account allows you to set aside funds on a pre-tax basis for approved health care and dependent care costs. You may enroll in a health care flexible spending account and/or dependent care flexible spending account during open enrollment or within 30 days of a qualifying life event and must re-enroll each plan year.

Account Types

Health Care Flexible Spending Account

Health care flexible spending account funds are used to pay for certain medical, dental, or vision expenses, including co-payments and deductibles. See a list of generally permitted medical and dental expenses to see everything that may be covered.

Dependent Care Flexible Spending Account

Dependent care flexible spending account funds are used to cover dependent care expenses that allow you and your spouse to work, look for work, or attend classes.

Additional Information

The Employee Assistance Program is available for all full-time employees, their dependents, and any household members.

This program's services can provide support with:

  • Depression, grief, and emotional well-being
  • Family, marital, and relationship issues
  • Life improvement and goal setting
  • Addictions and substance abuse
  • Stress or anxiety
  • Financial and legal concerns
  • Identity theft and fraud resolution
  • Online will preparation

More information:

Eligibility

Staff who are regularly scheduled to work for 30 or more hours per week and faculty on an annual contract for 9 or more months (including the equivalent of 24 or more credit hours) are eligible for coverage under the university group life insurance/accidental death and dismemberment plan.

Details

Westminster provides basic life and accidental death and dismemberment insurance equal to 2 and a half times your annual salary (to a maximum of $500,000). The university covers the full premium for basic life and accidental death and dismemberment.

Eligible employees must designate a beneficiary. You can update or change beneficiary information through Employee Navigator.

Additional Coverage

Employees who are eligible for basic life insurance may purchase additional term life insurance for themselves and purchase life insurance coverage for their legal dependents. Some coverage amounts may be subject to the completion of an Evidence of Insurability (EOI) medical certification, to be completed by a physician.

Summaries

Eligibility

Staff who are regularly scheduled to work for 30 or more hours per week and faculty on an annual contract for 9 or more months (including the equivalent of 24 or more credit hours) are eligible for the university-sponsored long-term disability (LTD) plan.

Details

The long-term disability plan will pay up to 60% of your pre-disability salary (to a maximum of $7,500/month) after the required period of disability. The premiums for this benefit are paid in full by Westminster. You will be automatically enrolled if you are an eligible employee who has satisfied the required 1-year waiting period.

Summaries

Eligibility

Staff who are regularly scheduled to work 30 or more hours per week and faculty on an annual contract for 9 or more months (including the equivalent of 24 or more credit hours) are eligible for the university group medical plan.

Plans Offered

Westminster offers 2 medical plans for employees to choose the type of coverage that works best for them.

Regence Blue Cross Blue Shield Preferred ValueCare $1,500 HDHP

This plan is a high deductible health plan (HDHP) and has been coupled with a health savings account (HSA). Much like a flexible spending account (FSA), a health savings account allows you to make pre-tax contributions through payroll deductions, however unlike a FSA, the funds that you contribute roll over year to year. Westminster will make an annual contribution for all employees who enroll in a HSA. You can change your contribution amount at any time throughout the plan year through Employee Navigator. Changes submitted 7 days before the next pay date will be processed for that pay cycle. Changes submitted later will be reflected in the next pay cycle.

Regence Blue Cross Blue Shield Preferred ValueCare $500 Traditional Plan

This plan is a traditional medical plan for employees who prefer the convenience of office co-pays for routine visits. This plan can be coupled with the flexible spending account (FSA).

Benefit Summaries

Staff who are regularly scheduled to work 20 or more hours per week and at least 1,000 hours per year and faculty on an annual contract for 16 or more credit hours are eligible to participate in the Westminster University 403b retirement plan and are eligible for the employer contribution. As of January 1, 2022, the university will contribute 5% of eligible income on behalf of participating employees.

Temporary staff scheduled to work 20 or more hours per week and adjunct faculty with a single semester contract for 9 or more credit hours are eligible to make payroll contributions (elective deferrals) to the retirement plan. They are not eligible for the employer contribution.

For detailed information on Westminster's retirement plan, see the retirement plan summary. To enroll, initiate or change your elective deferral, or select investment options, log on to the Transamerica website.

You can make changes to your elective deferral through the Transamerica website at any time. Changes submitted 10 days before the next pay date will be processed for that pay cycle. Changes submitted later will be reflected in the next pay cycle.

Westminster has contracted with HUB to provide investment and retirement planning guidance to eligible employees. The retirement plan advisors are available to meet with plan participants individually to assist with:

  • Updating your beneficiary information
  • Investment options
  • Determining how much to contribute
  • Transferring assets

Contact

If you have questions or would like to set up a financial planning appointment with Zac Huish, retirement plan advisor, to review your investment options, email Spencer Welch, client service associate, at Spencer.Welch@hubinternational.com.

Eligibility

Staff with an annual FTE of .75 or greater and faculty on an annual contract for 9 or more months (including the equivalent of 24 or more credit hours) are eligible for tuition exchange.

Dependents of faculty with at least a 9-month contract and staff that are scheduled to work at least 30 hours a week and employed for at least a year are eligible for the tuition exchange benefit.

How It Works

Tuition exchange allows eligible dependents to attend a variety of colleges and universities nationwide for up to 8 academic semesters at a tuition rate set by the institution the student would attend. There is an annual cap set by Tuition Exchange, and each college or university may award tuition exchange up to the cap.

Tuition Exchange Defined

The term 'tuition exchange' includes colleges and universities that are part of the Tuition Exchange organization.

How to Get the Benefit

  1. Review the Tuition Exchange Policy.
  2. Follow the regular application process for the exchange college or university.
  3. Complete and submit the online application for tuition exchange.

This process is extremely competitive and selective in nature. If you have questions about the Tuition Exchange program, contact the Financial Aid Office at financialaidoffice@westminsteru.edu or 801.832.2500.

Eligibility

Employees who meet one of the following criteria are eligible for this benefit:

  • Full-time staff with an annual FTE of .75 (30 hours/week) or greater
  • Full-time faculty on an annual contract of 24 or more credit hours
  • Faculty on approved phased retirement

Undergraduate Tuition Remission: Eligibility will begin the first full semester after 6 months of full-time employment.

Graduate Tuition Remission: Eligibility will begin the first full semester after 2 years of full-time employment.

How to Get the Benefit

To take advantage of Westminster’s tuition remission benefit:

  1. Find out if you are eligible for the Tuition Remission benefit.
  2. Review the Tuition Remission Benefit Summary.
  3. Complete the Tuition Remission form at least 30 days prior to the start of the semester.
  4. Watch for confirmation that your access to the Tuition Remission benefit was approved by the Financial Aid Office.

Policy and Forms

Submit questions about Westminster’s Tuition Remission program to the Financial Aid Office at financialaidoffice@westminsteru.edu or 801.832.2500.

Eligibility

Staff who are regularly scheduled to work 30 or more hours per week and faculty on an annual contract for 9 or more months (including the equivalent of 24 or more credit hours) are eligible for the university group medical plan.

Plan Details

Westminster offers eligible employees the option to enroll in a vision plan. View the DentalSelect Vision Plan Summary for more information on the plan. The plan covers the following services:

  • A standard eye exam with a $10 co-pay once every 12 months
  • Contact lenses allowance up to $120 once every 12 months
  • Lenses covered at 100% once every 12 months
  • Frames allowance up to $100 every 12 months